For someone considering bankruptcy as an option, you may not be completely unaware of how to go about it. You may be aware that you will need a bankruptcy lawyer to handle particular aspects of the process, but may not be too sure about what exactly your attorney should be responsible for. When you agree to work with a bankruptcy attorney, you will both sign a retainer agreement. The agreement will outline the services that your attorney will provide. Aside from what is in the agreement, here is what you should expect from your bankruptcy attorney.
Quality Legal Advice
Your attorney is not there to make decisions for you, but rather present you with the facts, your options, and allow you to choose how you would like to move forward. He or she will provide you with legal advice regarding:
- How bankruptcy can help you achieve your financial goals
- Whether to file Chapter 7 or Chapter 13 bankruptcy
- What to expect from the process
- If your case has any risks that may hinder the process
- What you can do to make the process easier
Your bankruptcy lawyer should also make themselves available to answer your pressing inquiries whenever they arise. For this to happen, they must be fully knowledgeable on local court rules and procedures, federal bankruptcy laws, and local bankruptcy trustees. In general, a competent bankruptcy attorney should be well-versed in all areas of bankruptcy as well as have the skills and experience necessary to handle your case.
Preparation of Documents
The bankruptcy process includes completely filling out length packets of forms. Your job is to provide your lawyer with information he or she needs to fill out these forms. The necessary information will include:
- Assets
- Expenses
- Income
- Debts
Your attorney will take your information and prepare them for the courts. A large majority of bankruptcy attorneys have databases that can prepare and file the forms accordingly. A quality attorney will ensure that your paperwork is filed in a timely manner, as late paperwork can result in a delay in the process or even a dismissal of the case.
Representation at Bankruptcy Hearings
There is a mandatory meeting known as the meeting of creditors or the 341 meeting that you must attend after filing for bankruptcy. There may be additional mandatory hearings depending on the specific details of your case. Your attorney may advise that your attendance is not needed, but in either instance your attorney should serve as your legal representation at all hearings.
At E. Orum Young, we have over 35 years of experience and have filed more than 20,000 bankruptcy cases. There is a reason why the people of Louisiana trust us in their time of need. We are a dedicated team of bankruptcy attorneys who understand that no two cases are the same. We pay personal attention to every case and have rush filing services available if needed. Put the endless collection calls on hold and gain a peace of mind. Contact us today for a free case evaluation.