When Gift Giving Is Fraudulent And When It Isn’t
Filing for bankruptcy is extremely emotional and stressful. Often, years of hard work and a lifetime of possessions are subject to repossession by creditors because [...]
Understanding the Role of Credit Reporting Agencies
It is evident that credit scores depend on an individual’s previous and recent financial status. But who is in charge of keeping track of all [...]
Five Reasons to Get Secured Credit to Rebuild Credit
Secured credit cards are often marketed to individuals who have no or bad credit. While they look like regular credit cards, they require a security [...]
Which Types of Debt Should I Resolve First?
In America, it is perfectly reasonable to owe some amount of money, either to credit card companies, student loans, or other bank accounts. When paying [...]
Never Put These Six Things on a Credit Card
While it is easier than ever to pay for almost everything with a credit card, this doesn't mean it is the best choice for every [...]
How to Deal with Bankruptcy as a Single Parent
One of the most challenging aspects of single parenthood is struggling with finances. A single parent has to carry a load that’s usually taken on [...]
4 Ways Seniors Can Deal with Credit Card Debt
Statistics from the Employee Benefit Research Institute determined that Americans age 55 and older face an increased rate of debt. From 1992 to 2013, the [...]
Avoiding Wage Garnishment Through Bankruptcy
In most cases, bankruptcy stops wage garnishment if the person files before the garnishment begins. Once a consumer files bankruptcy, creditors aren’t allowed to pursue [...]
Are Retirement Accounts Exempt from Bankruptcy?
Filing for bankruptcy is a stress reliever for most people. There are a lot of negative associations people have when it comes to declaring Chapter [...]
What is a Collection Judgement?
Debts are part of everyone's day-to-day life. Most people use credit cards, take out loans, and finance large purchases at some point in their lives. [...]
